FundingPips
ActiveWe received a real payout from this prop firm ourselves.
/ 10
Warning
Traders report accounts closed at payout time over disputed device links, and in 2026 some pending payouts were converted into a PRIME account without a real choice. Withdraw your profits as soon as you can and keep a record of your logins.
Ideal for: Traders who want a flexible split and frequent payouts.
FundingPips overview
FundingPips is a Dubai-based prop firm founded in 2022. With more than 2 million traders signed up and $210M paid out, it has become one of the most popular firms in the world. It runs four programs (Zero, 1 Step Flex, 2-Step, 2-Step Pro) with accounts from $5K to $100K. The 1 Step Flex targets 12% in a single phase, with no minimum days and an 80% split. Profit split ranges from 60% to 100% depending on the payout cycle (Weekly, Bi-weekly, On Demand, Monthly). ISO 27001, ISO 22301 and ISO 9001 certified. 24/7 support, MT5, cTrader and Match Trader.
Instruments
Forex, Indices, Crypto, Metals, Energies
Platforms
MT5, cTrader, Match Trader
Leverage
1:100 (Forex), 1:50 (Indices/Métaux), 1:2 (Crypto)
Profit split
60 à 100 %
Challenges & pricing: FundingPips
All challenges offered by FundingPips with prices, conditions and targets.
| Program | Size | Price | Phases | Target | Daily DD | Total DD | Duration |
|---|---|---|---|---|---|---|---|
| 2-Step | 2 500 $US | 21 $US | 2 phases | 8 % + 5 % | 5 % | 10 % | Unlimited |
| 2-Step | 5 000 $US | 36 $US | 2 phases | 8 % + 5 % | 5 % | 10 % | Unlimited |
| 2-Step | 10 000 $US | 66 $US | 2 phases | 8 % + 5 % | 5 % | 10 % | Unlimited |
| 2-Step | 25 000 $US | 177 $US | 2 phases | 8 % + 5 % | 5 % | 10 % | Unlimited |
| 2-Step | 50 000 $US | 299 $US | 2 phases | 8 % + 5 % | 5 % | 10 % | Unlimited |
| 2-Step | 100 000 $US | 522 $US | 2 phases | 8 % + 5 % | 5 % | 10 % | Unlimited |
| 1 Step Flex | 5 000 $US | 66 $US | 1 phase | 12 % | 3 % | 12 % | Unlimited |
| 1 Step Flex | 10 000 $US | 99 $US | 1 phase | 12 % | 3 % | 12 % | Unlimited |
| 1 Step Flex | 25 000 $US | 210 $US | 1 phase | 12 % | 3 % | 12 % | Unlimited |
| 1 Step Flex | 50 000 $US | 322 $US | 1 phase | 12 % | 3 % | 12 % | Unlimited |
| 1 Step Flex | 100 000 $US | 533 $US | 1 phase | 12 % | 3 % | 12 % | Unlimited |
| Zero (Instant Funding) | 5 000 $US | 60 $US | 0 phase | 3 % | 5 % | Unlimited | |
| Zero (Instant Funding) | 10 000 $US | 88 $US | 0 phase | 3 % | 5 % | Unlimited | |
| Zero (Instant Funding) | 25 000 $US | 188 $US | 0 phase | 3 % | 5 % | Unlimited | |
| Zero (Instant Funding) | 50 000 $US | 244 $US | 0 phase | 3 % | 5 % | Unlimited | |
| Zero (Instant Funding) | 100 000 $US | 444 $US | 0 phase | 3 % | 5 % | Unlimited | |
| Zero (Instant Funding) | 200 000 $US | 888 $US | 0 phase | 3 % | 5 % | Unlimited | |
| 2-Step Pro | 2 500 $US | 16 $US | 2 phases | 6 % + 6 % | 3 % | 6 % | Unlimited |
| 2-Step Pro | 5 000 $US | 29 $US | 2 phases | 6 % + 6 % | 3 % | 6 % | Unlimited |
| 2-Step Pro | 10 000 $US | 55 $US | 2 phases | 6 % + 6 % | 3 % | 6 % | Unlimited |
| 2-Step Pro | 25 000 $US | 134 $US | 2 phases | 6 % + 6 % | 3 % | 6 % | Unlimited |
| 2-Step Pro | 50 000 $US | 224 $US | 2 phases | 6 % + 6 % | 3 % | 6 % | Unlimited |
| 2-Step Pro | 100 000 $US | 422 $US | 2 phases | 6 % + 6 % | 3 % | 6 % | Unlimited |
| 2-Step Pro | 200 000 $US | 844 $US | 2 phases | 6 % + 6 % | 3 % | 6 % | Unlimited |
Strengths & weaknesses
Strengths
- Profit split up to 100% (monthly cycle)
- Zero reward denials (guaranteed payouts)
- ISO 27001, 22301, 9001 certified
- Multilingual 24/7 support
- No time limit on any challenge
- Four payout cycles (weekly to monthly)
- Over $210M paid out to traders
Weaknesses
- No news trading on funded accounts (5 min before/after)
- No weekend holding on funded accounts (since Jan 2026)
- Temporary dynamic leverage on funded (Metals/Indices)
- Zero program is very restrictive (15% consistency, no weekend)
Detailed scoring
Our verdict on FundingPips
In three years FundingPips has become one of the most popular prop firms in the world, and for good reason: zero reward denials, flexible split up to 100%, ISO certifications and 24/7 support. Pricing is competitive and the four-program lineup fits most profiles. The catch: funded rules tightened in 2026 (news trading, weekend holding).
Full review of FundingPips
FundingPips comparisons
FundingPips FAQ
Yes. FundingPips has paid out over $210M, holds ISO 27001/22301/9001 and rates 4.5/5 on Trustpilot with 46,000+ reviews: one of the most transparent firms on the market.
It depends on the payout cycle: Weekly (60%), Bi-weekly (80%), On Demand (90% with 35% consistency score) or Monthly (100%). You pick your rhythm.
Zero = instant funding (no challenge). 1 Step Flex = single phase (12% PT, no minimum days, 80% split). 2-Step = two phases (8% + 5%). 2-Step Pro = same as 2-Step but with daily payouts and just 1 minimum trading day.
Yes during evaluation. On funded accounts you cannot open or close positions 5 minutes before or after high-impact news. Trades open 5+ hours earlier are exempt.
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