FTMO vs FundingPips
FTMO vs FundingPips: the historic European leader meets the rising star from Dubai. FTMO leans on 10 years of reliability, FundingPips on its 100% split, ISO certifications and zero reward denials. Here's the full comparison.
Warning: FundingPips
Traders report accounts closed at payout time over disputed device links, and in 2026 some pending payouts were converted into a PRIME account without a real choice. Withdraw your profits as soon as you can and keep a record of your logins.
FTMO
8.6The global benchmark. 1-Step & 2-Step, 90% split, top-tier reliability.
FundingPips
8.4Up to 100% split, 4 programs, ISO-certified, 24/7 support.
Side-by-side criteria
Price (100K account)
FTMO
€499 (1-Step) / €540 (2-Step)
WinnerFundingPips
$533 (1 Step Flex) / $522 (2 Step Standard)
Prices are close on 100K accounts: FTMO is a bit cheaper in 1-Step, FundingPips in 2-Step.
Minimum price
FTMO
€79 (10K, 1-Step)
FundingPips
$36 (5K, 2-Step)
WinnerFundingPips is unbeatable, with accounts from $36 for a 5K.
Number of programs
FTMO
2 (1-Step, 2-Step)
FundingPips
4 (Zero, 1 Step Flex, 2-Step, 2-Step Pro)
WinnerFundingPips offers more flexibility with 4 programs including instant funding.
Max profit split
FTMO
90%
FundingPips
100% (monthly cycle)
WinnerFundingPips can go to 100% on monthly payouts. FTMO caps at 90%.
Payout frequency
FTMO
Bi-weekly / on demand
FundingPips
Weekly / Bi-weekly / On Demand / Monthly
WinnerFundingPips offers 4 cycles, including weekly payouts.
Platforms
FTMO
MT4, MT5, cTrader, TradingView
WinnerFundingPips
MT5, cTrader, Match Trader
FTMO offers 4 platforms including MT4 and TradingView. FundingPips offers 3, with Match Trader.
Track record
FTMO
Since 2015, $650M paid out
WinnerFundingPips
Since 2022, $210M paid out, ISO certified
FTMO has 10 years of history. FundingPips compensates with ISO 27001/22301/9001.
News trading on funded
FTMO
Forbidden
FundingPips
Forbidden (5 min before/after)
Both ban news trading on funded. FundingPips exempts trades open 5h+ earlier.
Payout guarantee
FTMO
Reliable history
FundingPips
Zero reward denials (guaranteed)
WinnerFundingPips is the only firm with a contractual no-denial guarantee.
Our verdict
FTMO is still the safest pick thanks to 10 years of history. But FundingPips objectively offers better terms: split up to 100%, more programs, flexible payouts and zero reward denials. If FTMO is the Rolex of funded trading, FundingPips is the best value-for-money.
Frequently asked questions
FundingPips is more accessible (from $36 for a 5K). FTMO is more reassuring thanks to its reputation.
FundingPips, with up to 100% (monthly cycle) vs 90% for FTMO.
FundingPips is younger (2022 vs 2015) but compensates with ISO certifications and a zero reward denials policy. Both pay out reliably.
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Trading involves significant risk of capital loss. Past performance does not guarantee future results. This site does not provide financial advice. All information is for educational purposes. Trade responsibly.
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