FTMO vs The Funded Trader

FTMO vs The Funded Trader: two takes on funded trading. FTMO bets on reliability and transparency, TFT on flexibility (no min days, balance-based drawdown). Here is the breakdown.

FTMO

8.6

The global benchmark. 1-Step & 2-Step, 90% split, top-tier reliability.

Profit split80 – 90 %
PayoutBi-weekly
Read full review

The Funded Trader

7.4

1- to 3-phase challenges, balance-based drawdown, accounts up to $600K funded.

Profit split80 – 90 %
PayoutBi-weekly
Read full review

Side-by-side criteria

Price (100K account)

FTMO

€499 (1-Step) / €439 (2-Step)

The Funded Trader

$299 (1-Step Knight) / $600 (2-Step Royal)

Winner

TFT is clearly cheaper in 1-Step ($299 vs €499). In 2-Step, prices are close.

Profit target (2 phases)

FTMO

10% + 5%

The Funded Trader

8% + 5%

Winner

TFT's 8% target is more realistic and reachable than FTMO's 10%.

Minimum trading days

FTMO

4 days (2-Step) / None (1-Step)

The Funded Trader

None

Winner

TFT requires no minimum days on any program.

Drawdown type

FTMO

Equity-based

The Funded Trader

Balance-based

Winner

TFT's balance-based drawdown is fairer: floating drawdowns don't count.

Platforms

FTMO

MT4, MT5, cTrader

The Funded Trader

Match-Trader, cTrader, Platform5

Both offer 3 platforms, with different choices.

Max profit split

FTMO

90%

The Funded Trader

90%

Same maximum profit split.

Track record

FTMO

Since 2015, spotless

Winner

The Funded Trader

Since 2021, past incidents

FTMO has a much stronger track record. TFT has gone through rough patches.

News trading

FTMO

Forbidden

The Funded Trader

Allowed

Winner

TFT allows news trading — a plus for event-driven traders.

Our verdict

The Funded Trader is more flexible: no minimum days, balance-based drawdown, news trading allowed. But FTMO clearly wins on reliability. For long-term safety, FTMO. For loose, accessible conditions, TFT.

Frequently asked questions

No. FTMO has a longer, incident-free track record. TFT has had operational issues but is still operating.

The Funded Trader is often cheaper, especially on 1-Step challenges.

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Trading involves significant risk of capital loss. Past performance does not guarantee future results. This site does not provide financial advice. All information is for educational purposes. Trade responsibly.

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