FTMO vs The Funded Trader
FTMO vs The Funded Trader: two takes on funded trading. FTMO bets on reliability and transparency, TFT on flexibility (no min days, balance-based drawdown). Here is the breakdown.
Prop firm closed: The Funded Trader
The Funded Trader is no longer operating: its website has been offline since September 2026 and many traders report withdrawals that were never paid. Do not buy a challenge there.
FTMO
8.6The global benchmark. 1-Step & 2-Step, 90% split, top-tier reliability.
The Funded Trader
7.41- to 3-phase challenges, balance-based drawdown, accounts up to $600K funded.
Side-by-side criteria
Price (100K account)
FTMO
€499 (1-Step) / €540 (2-Step)
The Funded Trader
$299 (1-Step Knight) / $600 (2-Step Royal)
WinnerTFT is clearly cheaper in 1-Step ($299 vs €499). In 2-Step, prices are close.
Profit target (2 phases)
FTMO
10% + 5%
The Funded Trader
8% + 5%
WinnerTFT's 8% target is more realistic and reachable than FTMO's 10%.
Minimum trading days
FTMO
4 days (2-Step) / None (1-Step)
The Funded Trader
None
WinnerTFT requires no minimum days on any program.
Drawdown type
FTMO
Equity-based
The Funded Trader
Balance-based
WinnerTFT's balance-based drawdown is fairer: floating drawdowns don't count.
Platforms
FTMO
MT4, MT5, cTrader, TradingView
WinnerThe Funded Trader
Match-Trader, cTrader, Platform5
FTMO offers 4 platforms including TradingView, TFT offers 3.
Max profit split
FTMO
90%
The Funded Trader
90%
Same maximum profit split.
Track record
FTMO
Since 2015, spotless
WinnerThe Funded Trader
Since 2021, website offline and unpaid withdrawals reported
FTMO has a much stronger track record. The official TFT website has been offline since October 2026 and complaints about unpaid withdrawals go back to August 2026.
News trading
FTMO
Forbidden
The Funded Trader
Allowed
WinnerTFT allows news trading, a plus for event-driven traders.
Our verdict
FTMO wins. On paper, The Funded Trader is more flexible: no minimum days, balance-based drawdown, news trading allowed. But its official website has been offline since October 2026 and complaints about unpaid withdrawals go back to August 2026: a prop firm that does not pay its traders is not worth it, whatever its rules. Until the situation is clarified, we recommend FTMO, which has been paying its traders since 2015.
Frequently asked questions
No. FTMO has a longer, incident-free track record. The official TFT website has been offline since October 2026 and complaints about unpaid withdrawals go back to August 2026.
The Funded Trader listed lower prices, especially on 1-Step. We still advise against buying a TFT challenge until the situation is clarified.
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